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There are different types of policy forms used in the state of Texas: the HO-A, HO-A+, and the HO-B. Shouldn't these policy descriptions be added here? TobyzMama 22:24, 17 October 2007 (UTC)TobyzMama, Cheryl Carroll
"intentional injuries for guests" is an amusing way of putting it.
Is the use of "highly recommended" for some of the types of coverage indicative of a non-NPOV? Avi 15:40, 13 January 2006 (UTC)
Perhaps the most common problem that insurers face is underinsurance, and the industry hasn't done all that great of a job at tackling it, as illustrated by survey finding 60% underinsured by an average of 17%. There was a time when I was working in this area (no longer), so I can't say I'll be that tuned in - but I have a bunch of resources from earlier research if anyone wants to pick it up and work on it:
II | ( t - c) 20:39, 17 January 2016 (UTC)
Interesting subtopic. In theory, since insurers have calculators and recommend a valuation, there has been an argument that they should be at fault if there is underinsurance. But it hasn't turned out to be the case. My notes point to this publication:
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